Terms and Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE.

All users of this site agree that access to and use of this site 
are subject to the following terms and conditions and other applicable law. If you do not agree to 
these terms and conditions, please do not use this site.

What is your return policy?

The KathyMaio.com Products & Programs Returns

• Any product returns are at the discretion of the manufacturer and/or supplier in 
partnership with KathyMaio.com. Although, we will work to the 
best of our ability to resolve any issue, KathyMaio.com is not
responsible to refund any product or service.

• Please contact us at info@msfgym.com with any issues regarding defective
 product so we can work on a fair resolution.

What are your shipping conditions?

SHIPPING CONDITIONS:

KathyMaio.com accepts orders from within the continental United 
States and from APO addresses. All orders must be shipped to a valid shipping
 address. All orders are shipped via USPS or UPS and costs are based on weight and 
destination.

Copyright

The entire content included in this site, including but not limited to text, graphics or code is
 copyrighted as a collective work under the United States and other copyright laws, and is the 
property of KathyMaio.com. The collective work includes works that are
 licensed to KathyMaio.com. Copyright 2014, KathyMaio.com ALL RIGHTS RESERVED. Permission is granted to electronically copy and print hard
 copy portions of this site for the sole purpose of placing an order with KathyMaio.com or purchasing KathyMaio.com products. You may display and, subject to any expressly stated restrictions or limitations relating to specific material, download or print portions of the material from the different areas of the site solely for your own non-commercial use, or to place an order with KathyMaio.com or to purchase
 KathyMaio.com products. Any other use, including but not limited to the
re production, distribution, display or transmission of the content of this site is strictly prohibited,
 unless authorized by KathyMaio.com. You further agree not to change or delete 
any proprietary notices from materials downloaded from the site.

Trademarks

All trademarks, service marks and trade names of KathyMaio.com used in the
 site are trademarks or registered trademarks of KathyMaio.com.

Warranty Disclaimer

This site and the materials and products on this site are provided “as is” and without warranties 
of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable
 law, KathyMaio.com disclaims all warranties, express or implied, including,
but not limited to, implied warranties of merchantability and fitness for a particular purpose and
 non-infringement. KathyMaio.com does not represent or warrant that the
 functions contained in the site will be uninterrupted or error-free, that the defects will be
 corrected, or that this site or the server that makes the site available are free of viruses or other
 harmful components. KathyMaio.com does not make any warranties or
 representations regarding the use of the materials in this site in terms of their correctness, 
accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Some states do not permit
 limitations or exclusions on warranties, so the above limitations may not apply to you.

Limitation of Liability

KathyMaio.com shall not be liable for any special or consequential damages
 that result from the use of, or the inability to use, the materials on this site or the performance of
the products, even if KathyMaio.com has been advised of the possibility
of such damages. Applicable law may not allow the limitation of exclusion of liability or
incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Typographical Errors

In the event that a KathyMaio.com product is mistakenly listed at an incorrect
 price, KathyMaio.com reserves the right to refuse or cancel any orders placed
for product listed at the incorrect price. KathyMaio.com reserves the right
to refuse or cancel any such orders whether or not the order has been confirmed and your credit
card charged. If your credit card has already been charged for the purchase and your order is
cancelled, KathyMaio.com shall issue a credit to your credit card account in the
amount of the incorrect price.

Termination

These terms and conditions are applicable to you upon your accessing the site and/or completing 
the registration or shopping process. These terms and conditions, or any part of them, may be
 terminated by KathyMaio.com without notice at any time, for any reason. The
 provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability,
Indemnification and Miscellaneous, shall survive any termination.

Notice

KathyMaio.com may deliver notice to you by means of e-mail, a general notice
 on the site, or by other reliable method to the address you have provided to Kathy@KathyMaio.com.

Use of Site

Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or
abusive language, is strictly forbidden. Impersonation of others, including a KathyMaio.com  or other licensed employee, host, or representative, as well as other members or
 visitors on the site is prohibited. You may not upload to, distribute, or otherwise publish through
the site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or
publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a
criminal offense, violate the rights of any party or which may otherwise give rise to liability or
violate any law. You may not upload commercial content on the site or use the site to solicit 
others to join or become members of any other commercial online service or other organization.

Participation Disclaimer

KathyMaio.com does not and cannot review all communications and materials
 posted to or created by users accessing the site, and is not in any manner responsible for the 
content of these communications and materials. You acknowledge that by providing you with the
 ability to view and distribute user-generated content on the site, KathyMaio.com is merely acting as a passive conduit for such distribution and is not undertaking any
 obligation or liability relating to any contents or activities on the site. However, KathyMaio.com reserves the right to block or remove communications or materials that 
it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading,
(c) in violation of a copyright, trademark or; other intellectual property right of another or (d)
offensive or otherwise unacceptable to KathyMaio.com in its sole discretion.

Indemnification

You agree to indemnify, defend, and hold harmless KathyMaio.com, its
 officers, directors, employees, agents, licensors and suppliers (collectively the “Service
 Providers”) from and against all losses, expenses, damages and costs, including reasonable 
attorneys’ fees, resulting from any violation of these terms and conditions or any activity related
 to your account (including negligent or wrongful conduct) by you or any other person accessing
 the site using your Internet account.

Third-Party Links

In an attempt to provide increased value to our visitors, KathyMaio.com may link to sites operated by third parties. However, even if the third party is affiliated with
 KathyMaio.com. KathyMaio.com has no control over these 
linked sites, all of which have separate privacy and data collection practices, independent of KathyMaio.com. These linked sites are only for your convenience and
therefore you access them at your own risk. Nonetheless, KathyMaio.com seeks to protect the integrity of its web site and the links placed upon it and therefore requests 
any feedback on not only its own site, but for sites it links to as well (including if a specific link
 does not work).

CONTACT INFORMATION:

Kathy@KathyMaio.com
330-717-1999